Access Health CT Plans
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Keys to Plan Names
“Metal levels” tell you the average amount the plans pay for covered services. The chart below describes ranges of premiums and out-of-pocket costs for each plan level.
| Metal Level | Premiums | Out-of-Pocket Costs | Plan Pays* |
|---|---|---|---|
| Gold Plans | Premiums Higher |
Out-of-Pocket Costs Lower |
Plan Pays* 80% |
| Silver Plans | Premiums Moderate |
Out-of-Pocket Costs Moderate |
Plan Pays* 70% |
| Bronze Plans | Premiums Lowest |
Out-of-Pocket Costs Highest |
Plan Pays* 60% |
*Average amount plan pays for covered services.
- HSA: This stands for "health savings account." HSA-compatible plans allow you to save money tax-free to use for qualified health care expenses.
- POS: Plans with POS ("point-of-service") in their name means you'll be able to visit out-of-network doctors, but you'll pay more.
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*Integrated medical and prescription drug deductible.
**Available for individuals and families up to 250% Federal of the Poverty Level. Cost Sharing Reduction (CSR) plans are only available through Access Health CT, and enrollment is limited to those individuals with qualifying income levels based on household income and size. Please visit accesshealthct.com to find out if you are eligible to enroll in a Cost Sharing Reduction Plan, which can reduce the amount you have to pay out of pocket for essential health benefits.
***Catastrophic plans are available to those under age 30 and those who qualify for an affordability or hardship exemption through Access Health CT.
Standard plans are the same for all carriers to easily compare options across carriers.
Notice of Rate Justification
 
Coverage underwritten by ConnectiCare Benefits, Inc. and ConnectiCare Insurance Company, Inc., not by Access Health CT.Teladoc and related marks are trademarks of Teladoc Health, Inc. and are used by ConnectiCare with permission.