Passage Plan

The Passage plan puts your health care right where it belongs: between you and your doctor. You must, however, choose a PCP from those who accept Passage plans and get your PCP to refer you to some types of specialists.

Passage Bronze Alternative PCP POS

This bronze plan waives the deductible for in-network primary care provider (PCP) office visits ($0 copay). Members with this plan must use PCPs who participate in the Passage plan and must get their PCP’s referral to many types of specialists.

See plan documents

Individual & Family In-Network Deductibles: $7,000/$14,000*

       

Choice Plans

Choice plans let you manage your health your way. You may use any of the doctors, hospitals, labs, and facilities in our large network covering Connecticut, and parts of Massachusetts and Rhode Island.

Choice Gold Standard POS

This gold plan has copays for in-network services, including: $20 for primary care provider (PCP) and mental health office visits, $40 for specialist office visits, and $50 for urgent care visits.

See plan documents

Deductible: $1,300 Individual / $2,600 Family

Choice Gold Alternative POS with Dental

Members with this gold plan have copays for most in-network services, including: $30 for primary care provider (PCP) visits, $50 for mental health and specialist office visits, and $50 for urgent care visits. This plan also includes adult dental coverage.

See plan documents

Deductible: $3,500 Individual / $7,000 Family*

Choice Silver Standard POS (CSR 94%)**

This silver plan for individuals and families who qualify has no deductible. Copays for in-network services include: $10 for primary care provider (PCP) and mental health office visits, $25 for urgent care visits, and $30 for specialist office visits.

See plan documents

Deductible: $0 Individual / $0 Family

Choice Silver Standard POS (CSR 87%)**

This silver plan for individuals and families who qualify has copays for most in-network services, including: $20 for primary care provider (PCP) and mental health office visits, $35 for urgent care visits, and $45 for specialist office visits. 

See plan documents

Deductible: $650 Individual / $1,300 Family

Choice Silver Standard POS (CSR 73%)**

This silver plan for individuals and families who qualify features copays for most in-network services, including: $40 for primary care provider (PCP) and mental health office visits, $60 for specialist office visits, and $75 for urgent care visits. 

See plan documents

Deductible: $3,950 Individual / $7,900 Family

Choice Silver Standard POS

This silver plan has copays for most in-network services, including: $40 for primary care provider (PCP) and mental health office visits, $60 for specialist office visits, and $75 for urgent care visits.  

See plan documents

Deductible: $4,300 Individual / $8,600 Family

Choice Bronze Alternative POS with Dental

This bronze plan waives the deductible for in-network primary care provider (PCP) ($40 copay) and mental health office visits ($60 copay). The deductible and copayments do apply to specialist and urgent care visits. This plan also includes adult dental coverage.

See plan documents

Deductible: $6,000 Individual / $12,000 Family*

Choice Bronze Standard POS HSA

After meeting the in-network deductible, members with this bronze plan pay 20% coinsurance for primary care provider (PCP), specialist, and mental health office visits.

See plan documents

Deductible: $6,350 Individual / $12,700 Family*

Choice Bronze Standard POS

This bronze plan has a $50 copay for primary care provider (PCP) and mental health office visits. Specialist office visits have a $70 copay after the in-network deductible is met.

See plan documents

Deductible: $6,550 Individual / $13,100 Family*

Choice Catastrophic POS with Dental***

This is a plan for people under 30 or who qualify because of financial hardship. It has a $30 copay for the first three (3) primary care provider (PCP) and mental health office visits plus coverage for preventive dental care.

See plan documents

Deductible: $8,550 Individual / $17,100 Family*

     

Virtual Plans

Virtual plans have $0 copays for unlimited virtual visits with Teladoc®. Use the Teladoc mobile app, your phone, or video conference to visit a Teladoc doctor or licensed nurse 24/7/365. Teladoc health professionals can diagnose, treat, and, if medically necessary, prescribe medicines for a wide range of non-emergency conditions. You can visit other doctors and health care professionals when you need to, but you may be responsible for a deductible or a copay.

Gold Virtual Alternative POS

This gold plan waives the deductible for in-network primary care provider (PCP) visits ($0 copay for virtual visits with Teladoc; $40 copay for all others), mental health office visits ($60 copay), and specialist visits ($60 copay). After meeting the in-network deductible, members with this plan pay 40% coinsurance for urgent care visits.

See plan documents

Deductible: $2,000 Individual / $4,000 Family

Bronze Virtual Alternative POS

This bronze plan waives the deductible for in-network primary care provider (PCP) visits ($0 copay for virtual visits with Teladoc; $30 copay for all others). After meeting the in-network deductible, members with this plan pay $0 copay for mental health office visits, $60 copay for specialist visits, and 50% coinsurance for urgent care visits.

See plan documents

Deductible: $6,000 Individual / $12,000 Family*

    

Compass Plan

With the Compass plan, you can lower your out-of-pocket costs by visiting “preferred” primary care providers (PCPs) and hospitals in the ConnectiCare network. All others are designated as “participating.” You can visit them, too, but you may pay more.

Compass Gold Alternative POS

This gold plan waives the deductible for preferred primary care provider (PCP) visits ($20 copay), mental health office visits ($60 copay), specialist visits ($60 copay), and urgent care visits ($75 copay). After meeting the in-network deductible, members with this plan pay 40% for other participating PCP visits.

See plan documents

Preferred Providers Deductible: $2,000 Individual / $4,000 Family*
Participating Providers Deductible: $3,500 Individual / $7,000 Family *

 

*Integrated medical and prescription drug deductible.

**Available for individuals and families up to 250% Federal of the Poverty Level. Cost Sharing Reduction (CSR) plans are only available through Access Health CT, and enrollment is limited to those individuals with qualifying income levels based on income and household size. Please visit accesshealthct.com to find out if you are eligible to enroll in a Cost Sharing Reduction Plan, which can reduce the amount you have to pay out of pocket for essential health benefits. 

***Catastrophic plans are only available to people under age 30, or people 30 and older who qualify for a hardship/affordability exemption.

 

Standard plans are the same for all carriers to easily compare options across carriers.
 

Notice of Rate Justification


For ConnectiCare plans offered through Access Health CT, coverage is underwritten by ConnectiCare Benefits, Inc. only, not by Access Health CT.

Telemedicine is not appropriate for all covered services, and restrictions apply. Teladoc® and the Teladoc logo are registered trademarks of Teladoc Health, Inc. and may not be used without written permission.