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How to enroll in Medicare

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How to enroll in a Medicare plan

The right time to enroll

If you’re already getting Social Security, disability or Railroad Retirement benefits, you’ll be automatically enrolled in Original Medicare (Part A hospital insurance and Part B medical insurance). If you are not collecting these benefits, you can enroll in Original Medicare during your Initial Enrollment Period – the seven-month period surrounding the month of your 65th birthday (three months before and three months after your birthday month).

 

Keep reading to learn how to enroll in a Medicare Advantage or Medicare Special Needs plan, plus extra resources to help you along the way.

How do I enroll in a Medicare Advantage plan?

Online

By completing the online enrollment application, you will be submitting an actual enrollment request to join a ConnectiCare Medicare Advantage plan. In most cases, once your application is submitted electronically, you're done. ConnectiCare will process your application and contact you if we need more information. Otherwise, you’ll receive your Welcome Kit and Member ID card in the mail. 

 

By Phone

Call toll-free at 1-877-224-8221 (TTY: 711). ConnectiCare representatives are available to take applications by phone: 


From Oct. 1 – Mar. 31, seven days a week, from 8 a.m. – 8 p.m. ET.

From Apr. 1 – Sept. 30, Monday - Friday, from 8 a.m. – 8 p.m. ET.

Or, call your broker, who can help you with enrollment.

 

At a ConnectiCare center

One-on-one help with enrollment is available at ConnectiCare centers in Farmington, Manchester, Norwalk,  Shelton, and Waterbury. View locations and hours or make an appointment.

 

At a personal consultation or seminar

Call us at 1-877-224-8221 (TTY: 711) to arrange a personal consultation or to reserve your seat at a seminar. During the Annual Election Period, we will host virtual/online seminars. Sign up for a virtual seminar here.

 

By Mail

Download and mail a completed 2021 Enrollment Application (2021 Formulario de solicitud de inscripción) to:

 

ConnectiCare, Inc. & Affiliates

Attention: Medicare Advantage Enrollment
P.O. Box 4001
Farmington, CT 06034-4001

 

Or, if you want to add an Optional Supplemental Benefit to your ConnectiCare Medicare Advantage plan, download and mail a completed 2021 Optional Supplemental Benefit Application (2021 Formulario para Agregar/Eliminar beneficios complementarios opcionales) to the address above.

 

 

Medicare beneficiaries may also enroll in a ConnectiCare Medicare Advantage plan through the CMS Medicare Online Enrollment Center located at www.medicare.gov.    

 

How do I enroll in a ConnectiCare Choice Dual (HMO D-SNP) plan?

Online

By completing the online enrollment application, you will be submitting an actual enrollment request to join a ConnectiCare Medicare Advantage plan. In most cases, once your application is submitted electronically, you're done. ConnectiCare will process your application and contact you if we need more information. Otherwise, you’ll receive your Welcome Kit and Member ID card in the mail. 

 

By Phone

Call toll-free at 1-877-224-8221 (TTY: 711). ConnectiCare representatives are available to take applications by phone: 


From Oct. 1 – Mar. 31, seven days a week, from 8 a.m. – 8 p.m. ET.

From Apr. 1 – Sept. 30, Monday - Friday, from 8 a.m. – 8 p.m. ET.

Or, call your broker, who can help you with enrollment.

 

At a ConnectiCare center

One-on-one help with enrollment is available at ConnectiCare centers in Farmington, Manchester, Norwalk, Shelton, and Waterbury. View locations and hours or make an appointment.

 

At a personal consultation or seminar

Call us at 1-877-224-8221 (TTY: 711) to arrange a personal consultation or to reserve your seat at a seminar. During the Annual Election Period, we will host virtual/online seminars. Sign up for a virtual seminar here.

 

By Mail or fax

Download and mail a completed 2021 Enrollment Application (2021 Formulario de solicitud de inscripción) to:

 

ConnectiCare, Inc. & Affiliates
Attention: Medicare Advantage Enrollment
P.O. Box 4001
Farmington, CT 06034-9900

 

Or, if you are enrolled in or are enrolling in the Choice Dual Basic (HMO D-SNP) plan, and want to add an Optional Supplemental Benefit to your ConnectiCare Medicare Advantage plan, download and mail a completed 2021 Optional Supplemental Benefit Application (2021 Formulario para Agregar/Eliminar beneficios complementarios opcionales) to the address above.

 

 2020 Enrollment Application (2020 Formulario de solicitud de inscripción)

When you should enroll in Original Medicare

The decision to enroll in Original Medicare when you’re first eligible may also depend on the type of health insurance you have now.

I am turning 65 and have an individual health plan

If you are currently enrolled in an individual health plan, switching to Medicare during your Initial Election Period is most likely your best option. It may give you cost savings and added benefits when compared to your current plan.

I am over 65 and have an individual health plan

If you are currently enrolled in an individual health plan, and you did not sign up for Medicare Parts A and B during your Initial Election Period, you can still enroll during the General Enrollment Period, between January 1 and March 31 of each year. But, both of these situations must apply:

  1. You didn't sign up when you were first eligible
  2.  You aren’t eligible for a Special Enrollment Period

If you sign up between January 1 and March 31, your coverage will start July 1. However, you may have to pay a higher premium for late enrollment in Part A and/or a higher premium for late enrollment in Part B.

I am still working and have a health plan through my employer

Talk with your employer. Depending on your current plan premium and benefits, you can decide to switch to Medicare when you’re first eligible, even if you’re still working. Or, you may decide to delay your enrollment until you are no longer eligible for your employer’s health plan.

Everyone’s situation may be different, so be sure to get in touch with the correct people to discuss your options. This will help you avoid penalties and maximize your benefits.

I am over 65, retiring and losing coverage through my employer

If you are not already enrolled in Medicare Parts A & B, you’ll want to plan ahead. There is a Special Enrollment Period that allows you to sign up for Part A and/or Part B during the eight-month period that begins following the last month you (or your spouse’s) employer or union health coverage ends. Or, following the month employment ends —whichever comes first.

Medicare checklist

Medicare can be difficult to understand, but you don’t have to figure it out by yourself. To help get you started, we’ve created the Medicare checklist below that you can use to get prepared during your Initial Enrollment Period, the seven-month period surrounding the month of your 65th birthday.

If you have questions, we’re here to help. Contact us.

4-6 months before you turn 65
  • Talk to your employer (if you're still working) to see if your current health insurance will change at age 65.
  • Learn the Medicare basics –What are the parts of Medicare? What do they cover? How much will I pay?
  • Contact Social Security to make sure you know when you’re eligible to enroll in Medicare Parts A and B.
1-3 months before you turn 65
  • Enroll in Medicare Part A and B before you turn 65 so that you don’t have a lapse in coverage.
  • Look at options that give you more coverage than Original Medicare alone, like Medicare Advantage plans.
  • Check with your doctor(s) to see if they accept different types of Medicare coverage.
  • Check your prescriptions to see if they’re covered.
  • Sign up for additional coverage with a Medicare Advantage plan.

NEW TO MEDICARE

Know your options

If you’re turning 65 or are over 65, it’s time to explore your Medicare coverage choices.

PLAN YOUR ENROLLMENT

Medicare enrollment periods

You can enroll in a Medicare only during specific times of the year.

contact form

Learn more

Learn more about Medicare Advantage plan options from ConnectiCare, including plans with Part D Prescription Drug Coverage!

WE'RE HERE TO HELP

Call us

If not currently enrolled call 1-877-224-8221
Medicare members call 1-800-224-2273 
(TTY: 711)

8 a.m. to 8 p.m., seven days a week

Last update 10/15/2020

 

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Any information provided on this Website is for informational purposes only. It is not medical advice and should not be substituted for regular consultation with your health care provider. If you have any concerns about your health, please contact your health care provider's office. Also, this information is not intended to imply that services or treatments described in the information are covered benefits under your plan. Please refer to your Membership 

Agreement, Certificate of Coverage, Benefit Summary, or other plan documents for specific information about your benefits coverage.