Before you get started with enrollment options, let’s make sure you are eligible to enroll in a ConnectiCare Medicare Advantage plan.
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Medicare Enrollment Periods
Are You Eligible to Enroll?
You’re eligible if:
- You qualify for Medicare Part A;
- You are enrolled in and continue to pay for Medicare Part B; and
- You live in ConnectiCare's service area (entire state of Connecticut).
To join and remain eligible for a ConnectiCare Choice Dual (HMO D-SNP) plan, you must be:
- Entitled to Medicare Part A;
- Enrolled in Medicare Part B;
- Enrolled in the Connecticut Medicaid Program (HUSKY) or eligible for Medicare cost-sharing assistance; and
- Living in our service area – the entire state of Connecticut.
Enrollment Period Dates
If you are eligible, you may only enroll in a ConnectiCareMedicare Advantage plan during specific times of the year. Below you’ll find some important enrollment dates.
You can enroll when you first become eligible for Medicare (three months before the month you turn age 65 until three months after the month you turn age 65). If you did not elect Medicare Part B when you were first eligible, you can still enroll in a Medicare Advantage plan. You will have a three-month period to enroll, which begins three months before your Medicare Part B effective date. You will not be able to enroll after your Medicare Part B effective date unless you qualify for a Special Enrollment Period as listed below.
If you receive Medicare benefits due to a disability, you can join from three months before until three months after your 25th month of disability.
If you are eligible for Medicare, you can enroll in or switch plans during the Annual Election Period. For example, you can switch from Original Medicare to a Medicare Advantage plan (like a ConnectiCare Medicare Advantage plan). Your coverage will be effective on January 1, 2022.
There is an additional, annual Medicare Advantage Open Enrollment Period (MA OEP) that takes place from January 1st through March 31st. The MA OEP allows individuals enrolled in a Medicare Advantage plan, including newly Medicare Advantage-eligible individuals, to make a one-time election to go to another Medicare Advantage plan or Original Medicare. Individuals using the MA OEP to make a change may make a coordinating change to add or drop Part D coverage.
For NEW Medicare beneficiaries who are entitled to Parts A and B and are already enrolled in a Medicare Advantage plan during their initial coverage election period: You may make a change as noted above before the last day of the third month of your Part A and Part B entitlement. This would not applyto those who delay Part B enrollment.
If you're eligible, you can also join a D-SNP plan or switch to another D-SNP plan, like ConnectiCare Choice Dual (HMO D-SNP), just once during each of the first three calendar quarters of the year:
- January - March 2022
- April - June 2022
- July - September 2022
Your coverage will be effective on the first day of the following month.
In certain situations, you may be able to join, switch or drop a Medicare Advantage plan at other times during the year. Some of these situations include, if:
- You move out of your plan’s service area.
- You have both Medicare and Medicaid.
- You qualify for Extra Help paying for your Part D prescription drugs.
- You live in an institution (such as a nursing home).
- You lose your employer coverage.
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If you’re turning 65 or are over 65 and retiring soon, it’s time to explore your Medicare coverage choices.
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Last Update: 10/01/2021
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