Planning for Medicare
Find a Medicare plan that is right for you.
When can you enroll in a Medicare plan?
There are specific enrollment periods and rules for when you can enroll, how often you can change the way you get Medicare, and what choices you have when you make the change.
Enrollment Period Dates
- Initial Coverage Election Period
- Annual Election Period for 2025 Coverage: Oct. 15, 2024 – Dec. 7, 2024
- Special Enrollment Periods for All Medicare Advantage Plans
Am I eligible for Medicare at 65?
If you are almost age 65 and are retired or ready to retire, you are likely signing up for Medicare for the first time. Read our tips below to help you plan for Medicare enrollment.
You have a limited time to enroll once you reach the Medicare eligibility age, called the Initial Coverage Election Period (ICEP). This period covers three months before the month of your 65th birthday to three months after. During these seven months, you may enroll in any Medicare health insurance plan you’re eligible for.
4-6 months before you turn 65
Four to six months before turning 65, you can learn the Medicare basics: What are the parts of Medicare? What do they cover? How much will I pay? See Medicare Basics
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Medicare Advantage plans give you all the benefits of Medicare Parts A and B, plus even more coverage such as eyewear, dental, hearing aids, and fitness. And Medicare Advantage Prescription Drug plans also include Medicare Part D drug coverage in the same plan. Check with your doctor(s) to see if they accept different types of Medicare coverage. Certain providers may not accept Medicare. Check your prescription drugs to see if they’re covered.