SOLO Plans
SOLO Individual Health Insurance Plans
Keys to Plan Names
“Metal levels” tell you the average amount the plans pay for covered services. The chart below describes ranges of premiums and out-of-pocket costs for each plan level.
| Metal Level | Premiums | Out-of-Pocket Costs | Plan Pays* |
|---|---|---|---|
| Gold Plans | Premiums Higher |
Out-of-Pocket Costs Lower |
Plan Pays* 80% |
| Silver Plans | Premiums Moderate |
Out-of-Pocket Costs Moderate |
Plan Pays* 70% |
| Bronze Plans | Premiums Lowest |
Out-of-Pocket Costs Highest |
Plan Pays* 60% |
*Average amount plan pays for covered services.
As you review our plans below, here are some important terms to know:
- POS: Plans with POS ("point-of-service") in their name means you'll be able to visit out-of-network doctors, but you'll pay more.
- HMO: Plans with HMO ("health maintenance organization") in their name means you must visit in-network doctors to have those services covered.
- HSA: This stands for "health savings account." HSA-compatible plans allow you to save money tax-free to use for qualified health care expenses.
Choice Plans
Choice plans let you manage your health your way. You may use any of the doctors, hospitals, labs, and facilities in our large network covering Connecticut, 28 counties of New York, and parts of Massachusetts and Rhode Island.
2026 Choice SOLO HMO Copay/Coins. $7,700 ded. Silver
This silver plan waives the deductible for in-network primary care provider (PCP) visits. Copays for in-network services include: $40 for PCP and mental health office visits, $60 for specialist visits, and $100 for urgent care visits.
Deductible: $7,700 Individual / $15,400 Family*
2026 Choice SOLO POS HSA Coins. $6,500 ded. Bronze
After meeting the in-network plan deductible, members with this bronze plan pay 25% coinsurance for in-network services, including primary and specialist care, urgent care, and hospitalization.
Deductible: $6,500 Individual / $13,000 Family*
2026 Choice SOLO HMO HSA $7,500 ded. Bronze
After meeting the in-network plan deductible, members with this bronze plan pay copays or coinsurance for in-network services. Copays for in-network services include: $40 for PCP and mental health office visits, $50 for specialists, and $100 for urgent care visits.
Deductible: $7,500 Individual / $15,000 Family*
Contact your broker, make an appointment to visit a ConnectiCare Center, or call us at 800-723-2986 (TTY: 711) 8 a.m. to 5 p.m., Monday through Friday. From Nov. 1 to Dec. 15 , 8 a.m. to 7 p.m., Monday through Friday and 9 a.m. to 3 p.m. Saturday.
