Open enrollment for 2024 plans has ended. But in some cases, you can enroll in a health plan if you qualify for a Special Enrollment Period.
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“Metal levels” tell you the average amount the plans pay for covered services. The chart below describes ranges of premiums and out-of-pocket costs for each plan level.
Metal Level | Premiums | Out-of-Pocket Costs | Plan Pays* |
---|---|---|---|
Platinum Plans | Highest | Lowest | 90% |
Gold Plans | Higher | Lower | 80% |
Silver Plans | Moderate | Moderate | 70% |
Bronze Plans | Lowest | Highest | 60% |