Health Savings Accounts (HSA) |
Health Reimbursement Arrangements (HRA) |
HSA Information
Health Savings Accounts provide savings solutions while maintaining high-quality health care coverage and empowering employees to become better health care consumers.
HSA Differences and Benefits:
HSA's are funded and managed by an employer, employee, both, or an individual.
HSA's must be funded before funds can be withdrawn for qualified medical expenses.
HSA's can be used to cover current year expenses with future contributions.
HSA money is owned by the individual, regardless of changes in employment or health plan.
HSA's offer great tax advantages to both the employee and employer.
For more information please contact your ConnectiCare Sales Representative, or call our Producer, Sales and Customer Service Line at 1-800-723-2986.
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HRA Information
Health Reimbursement Arrangements provide potential solutions that can help lower medical expenses. It's an alternative that gives employees a greater say in their health care choices.
HRA Difference and Benefits:
HRA's are funded soley by the employer.
HRA's are funded, managed and administered by the employer or through an HRA administrator.
HRA's can be set-up as a notional account and do not require pre-funding.
HRA money is owned by the employer, and stays with the employer when an employee leaves or is termed.
HRA's offer great tax advantages.
HRA's provide employers the option of configuring parameters for account distributions.
For more information please contact your ConnectiCare Sales Representative, or call our Producer, Sales and Customer Service Line at 1-800-723-2986.
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HSA Decision Tools
The suite of HSA tools can help you estimate the tax savings offered by a Health Savings Account, calculate annual HSA contributions, review which types of expenses may be qualified for paying out of an HSA and much more.
HSA Contribution Limit Calculator
HSA Federal Tax Savings Estimator
HSA Quick Expense Qualifier
HSA Qualified Expense Finder
HSA Rollover Future Balance Estimator
Plan Comparison Calculator
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HRA Decision Tools
Use the HRA tools to find medical expenses that are IRS-qualified and may be eligible for reimbursement under the HRA plan.
HRA Quick Expense Qualifier
HRA Qualified Expense Finder
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HSA Marketing Resources
Learn how to sell, enroll, and grow the ConnectiCare HSA Solution.
How to Sell the HSA Solution
HSA Enrollment Presentation
HSA Prospecting Presentation
HealthEquity Prospecting Tri-fold
HSA Prospecting Newsletter
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HRA Marketing Resources
Learn how to sell, enroll, and grow the ConnectiCare HRA Solution.
How to Sell the HRA Solution
HRA Enrollment Presentation
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HSA Administration
HealthEquity (formerly First HSA) is one of the nation's leading authorities on HSA administration and can manage, administer and service your clients' accounts.
HSA Brochure
HSA FAQs
How To Save With An HSA
Beneficiary Designation Form
HSA Transfer/Rollover Form
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HRA Administration
ConnectiCare offers a portfolio of plan designs that employers can offer with an HRA program. Employers can choose their own HRA administrator. For additional information contact your sales executive or account manager.
HRA Plan Set-Up and Installation Form
Plan Sponsor ACH Authorization Form
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