Producers



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Frequently Asked Questions

 
HSA's and HRA's
Health Savings Accounts (HSA) Health Reimbursement Arrangements (HRA)

HSA Information
Health Savings Accounts provide savings solutions while maintaining high-quality health care coverage and empowering employees to become better health care consumers.

HSA Differences and Benefits:

  • HSA's are funded and managed by an employer, employee, both, or an individual.
  • HSA's must be funded before funds can be withdrawn for qualified medical expenses.
  • HSA's can be used to cover current year expenses with future contributions.
  • HSA money is owned by the individual, regardless of changes in employment or health plan.
  • HSA's offer great tax advantages to both the employee and employer.


  • For more information please contact your ConnectiCare Sales Representative, or call our Producer, Sales and Customer Service Line at 1-800-723-2986.

    HRA Information
    Health Reimbursement Arrangements provide potential solutions that can help lower medical expenses. It's an alternative that gives employees a greater say in their health care choices.

    HRA Difference and Benefits:

  • HRA's are funded soley by the employer.
  • HRA's are funded, managed and administered by the employer or through an HRA administrator.
  • HRA's can be set-up as a notional account and do not require pre-funding.
  • HRA money is owned by the employer, and stays with the employer when an employee leaves or is termed.
  • HRA's offer great tax advantages.
  • HRA's provide employers the option of configuring parameters for account distributions.


  • For more information please contact your ConnectiCare Sales Representative, or call our Producer, Sales and Customer Service Line at 1-800-723-2986.

    HSA Decision Tools
    The suite of HSA tools can help you estimate the tax savings offered by a Health Savings Account, calculate annual HSA contributions, review which types of expenses may be qualified for paying out of an HSA and much more.

    HSA Contribution Limit Calculator
    HSA Federal Tax Savings Estimator
    HSA Quick Expense Qualifier
    HSA Qualified Expense Finder
    HSA Rollover Future Balance Estimator
    Plan Comparison Calculator

    HRA Decision Tools
    Use the HRA tools to find medical expenses that are IRS-qualified and may be eligible for reimbursement under the HRA plan.

    HRA Quick Expense Qualifier
    HRA Qualified Expense Finder

    HSA Marketing Resources
    Learn how to sell, enroll, and grow the ConnectiCare HSA Solution.

    How to Sell the HSA Solution
    HSA Enrollment Presentation
    HSA Prospecting Presentation
    HealthEquity Prospecting Tri-fold
    HSA Prospecting Newsletter

    HRA Marketing Resources
    Learn how to sell, enroll, and grow the ConnectiCare HRA Solution.

    How to Sell the HRA Solution
    HRA Enrollment Presentation

    HSA Administration
    HealthEquity (formerly First HSA) is one of the nation's leading authorities on HSA administration and can manage, administer and service your clients' accounts.

    HSA Brochure
    HSA FAQs
    How To Save With An HSA
    Beneficiary Designation Form
    HSA Transfer/Rollover Form

    HRA Administration
    ConnectiCare offers a portfolio of plan designs that employers can offer with an HRA program. Employers can choose their own HRA administrator. For additional information contact your sales executive or account manager.

    HRA Plan Set-Up and Installation Form
    Plan Sponsor ACH Authorization Form



    Healthy Alternatives
    Expanded Discounts on Health-Related Products and Services.

    Learn More
    Need a Large Group Quote?
    Please email, call (860) 674-2218. or fax (860) 674-2011. To review ConnectiCare's large group underwriting guidelines, click here.