With this plan members can see any specialist provider within our network without first obtaining a referral from their primary care physician. View Standard RFP HMO-OA

Members must select a PCP and obtain a referral to seek specialty services in-network. If you're looking for the best value for your health plan dollar, this is one option worth looking into. View Standard RFP HMO-PCP

This plan provides members with the greatest freedom of choice in-network and out-of-network. Members can use our participating providers to receive the highest level of benefits, or they may choose to go out-of-network to visit a doctor of their choice and receive a lower level of benefits. In either situation, no referral is required. View Standard RFP POS-OA

In this plan members must receive a referral form a participating physician when they seek specialty services in-network to ensure they receive the highest level of benefits. If a member receives services without a referral or obtains services from a nonparticipating provider, they'll receive a lower level of benefits. View Standard RFP POS-PCP

ConnectiCare is pleased to also provide a PPO plan, for Connecticut-based employers that provides ConnectiCare value and service beyond our borders. The ConnectiCare Network USA - PPO plan is available to large and small-group employers alike. Members have the option to choose any doctor from the PPO participating provider network, without a referral, and receive maximum coverage. Members will also have access to out-of-network providers; however, they may receive a lower, out-of-network level of benefits. View Standard RFPPPO